Active Enrollment
Active Enrollment
Your Health Deserves Your Attention. Every Team Member must enroll in Workday.
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Your current benefits will not carry over, even if you plan to keep the same plans. No election means no coverage in 2027.
Open enrollment for the 2027 plan year begins Wednesday, October 28, and ends Wednesday, November 18.
Open enrollment for the 2027 plan year begins Wednesday, October 28, and ends Wednesday, November 18.
Enrollment is done through Workday. You can scan the QR code above or click this link: Workday Open Enrollment.
This is an active open enrollment, meaning that if you wish to enroll in or make changes to your benefits, you must log in to Workday and make your selections. If you do not participate, all of your current benefit elections will not roll over to next year.
Reminder: You will not be able to change your benefit elections (enroll or cancel) after open enrollment ends unless you experience a qualifying life event.
What is Changing for 2027?
What is Changing for 2027?
Click on the appropriate flyer to review all the changes that are occurring for 2027.
Field Salaried and Hourly
Field Salaried and Hourly
What's Changing for 2027 - Field.pdfCorporate
Corporate
What's Changing for 2027 - Corporate.pdfPPO plan is moving to the Core Network.
PPO plan is moving to the Core Network.
This means that if you are on the PPO plan, your doctor may be out of network in 2027 if you remain on the PPO plan.
To check your doctor’s network status, go to myUHC app and navigate to Find a provider. Use this step by step guide to assist in checking your doctor status
Review the flyer for comprehensive overview of the
PPO Network change.
PPO Network Change.pdfTake a closer look at the Surest Plan. It's the plan that works for most team members.
Take a closer look at the Surest Plan. It's the plan that works for most team members.
Surest Plan remains on the Choice Plus Network.
How it Works
Surest is an in-network copay plan with no deductible. Before you get care, you can compare providers and see the cost for many services in advance, helping you make informed choices.
How to Use it
Use the Surest app or website to search providers, compare treatment locations and review the copay tied to your options. Lower-cost, high-quality choices come with lower copays.
Why enroll in Surest?
Why enroll in Surest?
With Surest, you can review costs in advance and choose care based on quality, convenience, and copay level. You will pay lower premiums than the PPO plan and most likely pay less when seeing a doctor. 90% of Surest members had costs under $1,000, well below the out of pocket maximum. Surest is a smart choice for team members who value convenience, clarity, and control.
PPO vs Surest
PPO vs Surest
Each total includes your annual paycheck contributions plus what you pay for in-network care. Surest copays vary by provider, so Surest costs show the lowest to highest copay.
These are examples only. Actual costs depend on the care you receive, the providers you choose, and what they charge. Plans are not offered to California or Hawaii residents. If there is any conflict with the official plan documents, the plan documents govern
New Programs Coming 2027! Click each icon to learn more
New Programs Coming 2027! Click each icon to learn more
Your Whole Health Matters. CLEAR is excited to introduce the new programs below to support our team member's physical, mental, and family health, available to use all year.
New Life Insurance and Long-Term Disability Vendor!
New Life Insurance and Long-Term Disability Vendor!
Beginning 1/1/27, MetLife will hold CLEAR's group and supplemental life and ad&d insurance policies as well as long-term disability insurance.
If you are enrolled in and approved for supplemental life insurance through Unum for yourself and any dependents prior to 12/31/26, your elections will remain in effect for the 2027 plan year.
For 2027 open enrollment, the guaranteed issue is $225k for supplemental employee and $50k for supplemental spouse. If you elect life insurance above these guaranteed issue, you will need to complete a statement of health through Metlife.
The statement of health will be emailed to your personal email within 2 weeks of your election being finalized. You will have until 12/31/26 to complete the statement of health. If you do not complete it by 12/31/26, your elected amount will be decreased to the guaranteed issue amount.
Hello Heart: Your Heart Health App
Hello Heart: Your Heart Health App
Hello Heart is a benefit offered to team members enrolled in a UHC medical plan that meet specific eligibliity requirements. Team member must be enrolled in a UHC medical plan and must meet at least one of the following criteria:
BP over 130/80
Currently on BP meds
Woman aged 52+ or in Menopause
Currently on meds for high cholesterol
If you meet at least one of the above listed eligiblity requirements, you can enroll beginning 1/1/27. More info available here.
2027 Plan Designs and Costs
2027 Plan Designs and Costs
CLEAR absorbs up to 80% of healthcare costs for our population. Team members will see an $5-45 monthly increase depending on plan and tier. This adjustment allows CLEAR to maintain the same strong level of care and coverage while keeping pace with rising healthcare costs.
2027 medical plans and rates are outlined to the right.
Review links for complete overview of the plan designs and costs.
UHC Medical
UHC Medical
2027 UHC Medical Plan and Rates.pdfKaiser HMO (All Regions & CA)
Kaiser HMO (All Regions & CA)
2027 Kaiser Plan and Rates.pdfVision and Dental plans and rates are not changing for 2027.
Review links for complete overview of the plan designs and costs.
VSP Vision
VSP Vision
2027 VSP Plan and Rates.pdfDelta Dental
Delta Dental
2027 Delta Dental Plan and Rates.pdfFor more information on Puerto Rico plans and rates, please review this guide or visit the Puerto Rico page.
Resources available to you to support you during this Open Enrollment Period
Resources available to you to support you during this Open Enrollment Period
New! 2027 Benefit Guides available to CLEAR team members
New! 2027 Benefit Guides available to CLEAR team members
Benefit Guides have complete overview of all the plans, rates, and programs offered to our benefit eligible team members.
Click the icon below to access the benefit guide applicable for you!
The Benefits Help Desk can assist with:
Step-by-step guidance and Workday enrollment assistance.
Resolving Workday enrollment or other Workday-related errors & issues.
Phone: (877) 253-2719
Email: CLEARbenefits@onesourcevirtual.com
Hours: Monday–Friday, 8:00 AM–8:00 PM ET
Understanding Spending Accounts
Understanding Spending Accounts
For more information regarding Spending Accounts check out our page HERE!
New Hires and Qualifying Life Events During OE
New Hires and Qualifying Life Events During OE
If you are a New Hire during or after open enrollment (10/28/26-11/18/26) but prior to the start of the new year (1/1/27), you will be required to complete your new hire enrollment event prior to completing open enrollment for the 2027 plan year.
Once finalizing your new hire enrollment, you will be required to complete the 2027 open enrollment event, even if it already was completed, by the designated end date. If you do not complete and finalize the OE event by the due date, you will not have benefits for the 2027 plan year.
If you experience a Qualifying Life Event (QLE) during or after open enrollment (10/28/26-11/18/26) but prior to the start of the new year (1/1/27), you will be required to complete your QLE event prior to completing open enrollment for the 2027 plan year.
Once finalizing your QLE event, you will be required to complete the 2027 open enrollment event, even if it already was completed, by the designated end date. If you do not complete and finalize the OE event by the due date, you will not have benefits for the 2027 plan year.
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