Financial Protection Plan

Pays a cash benefit for hospital stays, admissions, or related services to help offset costs not covered by the medical plan.

• Pays benefits for hospital admission, daily stays, and sometimes ICU care

• Helps cover deductibles, coinsurance, and other out-of-pocket expenses

Hospital Indemnity plan document can be found here. 

Pays a cash benefit if you’re diagnosed with a covered serious condition (such as cancer, heart attack, or stroke), which can be used for medical bills or everyday expenses.

• Provides financial support during treatment and recovery

• Money can be used however you need—medical care, bills, or household expenses

Critical Illness plan document can be found here. 

Pays a cash benefit if you experience a covered accident, helping pay for unexpected medical expenses like ER visits, fractures, or follow-up care.

• Pays benefits based on specific injuries and treatments (e.g., fractures, ambulance, ER visits)

• Can be used for out-of-pocket costs or everyday expenses during recovery

Accident plan document can be found here.