Money-saving tip! Remember, you can use your pre-tax HSA or FSA funds for eligible out-of-pocket dental and vision expenses.
Dental Plan Options
You have a choice of two dental plans through Delta Dental. Both plans provide coverage for routine exams, x-rays, orthodontia services, cleanings, fillings, and major dental work (e.g., crowns, and bridges).
Dental PPO - Provides both in and out-of-network coverage.
Dental HMO - Provides in-network care only and requires the selection of a primary care dentist.
If you enroll in a Delta Dental plan, you will receive an ID card in the mail within 7 -10 business days.
2024 Dental Plan Comparison
2024 Dental Plan Comparison.pdf2025 Dental Plan Comparison & Rates
2025 Dental Plan Comparison.pdf
Manage your dental benefits
Create an account at deltadentalins.com or in the Delta Dental mobile app to view your plan coverage, search for in-network providers, access your digital ID card, and more!
Dental HMO
If you elect the DHMO plan, you must select an in-network DeltaCare USA dentist, or else you may be charged 100% of the costs associated with your visit.
Providers are reimbursed based on a fee schedule with pre-determined dollar amounts, making it easy for you to predict costs.
If you wish to change dentists, you must do so online or by telephone by the 21st of the month for coverage to be effective by the next month. To find a DeltaCare USA dentist, you may call 1-800-422-4234 or by logging into the Delta Dental portal at deltadentalins.com
Puerto Rico team members: this plan is not offered in Puerto Rico, only our Dental PPO
Dental PPO
Highlights:
Both in- and out-of-network coverage is provided, although you'll pay less when you see a Delta Dental PPO provider.
Most expenses, except preventive care, are subject to an annual deductible.
Plan Documents - 2024 Delta Dental
The links below will take you to the detailed plan grids & benefit summaries for each of our medical plans.
HMO Benefit Summary
2020 DHMO Benefits Summary.pdfPPO Benefit Summary
2023 Delta Dental PPO Benefit Summary_Final.pdf2020 DHMO Orthodontia Coverage.PDFPPO Orthodontia Coverage
2020 DPPO Orthodontia Coverage.PDFEyeMed Vision Insurance
You have a choice of electing vision benefits through EyeMed. The most generous benefits are available when you use a doctor in the EyeMed network, but the plan also offers limited out-of-network benefits.
Plan coverage & cost
See the below documents for a side-by-side comparison of the plan coverages in and out-of-network, including deductibles, coinsurance, copays, and more.
Plan Overview & Rates
Vision Plan + Rates.pdfDetailed Benefit Summary
EyeMed Vision Plan Details.pdfManage your vision benefits
Create an account at eyemed.com or in the EyeMed mobile app (see links below) to view your plan coverage, search for in-network providers, access your digital ID card, and more!