Kaiser medical plans offered at CLEAR automatically include prescription drug coverage. After enrolling, you will receive an ID card in the mail. All Kaiser medical plans use a Provider Network, offering no out-of-network coverage.
2025 Medical Plans
Detailed information on United Healthcare Medical plans. Including co-pays, deductibles, and per-pay cycle premiums.
Kaiser California Medical Plans - Non SFO
Kaiser Medical premiums are increasing for some
Bronze and Silver individual coverage premiums will not increase.
All other plan premiums will increase slightly by $8 - $38 per month.
Dental & Vision premiums are not increasing
Enhancement to Dental PPO Plan
Preventive care will no longer count toward the $1,500 annual benefit maximum, giving you more coverage for major dental expenses.
For example, if each routine cleaning costs $150 and you have 2 cleanings per year, that’s an additional $300 in benefit coverage available for other dental needs. Visit costs will vary by region and dentist.
2025 CLEAR Healthcare Benefits - California Non-SFO.pdfKaiser California Medical Plans - SFO
Kaiser Silver medical premiums will remain free; small increase for Gold plan
Gold Plan premiums are increasing by $8 - $17 per month.
Dental & Vision premiums are not increasing
Enhancement to Dental PPO Plan
Preventive care will no longer count toward the $1,500 annual benefit maximum, giving you more coverage for major dental expenses.
For example, if each routine cleaning costs $150 and you have 2 cleanings per year, that’s an additional $300 in benefit coverage available for other dental needs. Visit costs will vary by region and dentist.
2025 CLEAR Healthcare Benefits - SFO.pdfMedical Plans
Detailed information on United Healthcare Medical plans. Including co-pays, deductibles, and per-pay cycle premiums.
Kaiser California Medical Plans
If you work in the state of California, you are eligible to enroll in our Kaiser Medical Plans. We currently offer three different plan options:
Bronze Plan: $4,500 individual deductible*
Silver Plan: $2,000 individual deductible
Gold Plan: $0 Deductible
Under these plans, you must use Kaiser doctors, pharmacies, and facilities, and your specialty care is subject to referrals from your primary care physician.
Register online at kp.org/registernow to access your account.
*Plan not offered at SFO airport location
2024 Kaiser California Medical Plans Side-by-Side.pdfBronze Plan
Bronze Plan
Our Bronze Plan is the most affordable plan option and covers preventive care at 100%.
For all non-preventive care, you'll pay the full cost billed by your provider until you meet your annual deductible. After that, you'll only pay 40% of the cost billed by your provider, which is your coinsurance.
Note: This plan is not offered to SFO team members.
Manage your medical benefits.
Create an account at kp.org/registernow or the Kaiser app (see links below) to view your plan coverage, search for in-network providers, access your digital ID card, and more!
Silver Plan
Silver Plan
This is our mid-level offering medical plan option.
You'll pay copays for office visits and prescription drugs.
You'll pay all costs for major medical care until you meet a low annual deductible, after which you'll pay 20% coinsurance.
This plan option is free at the team member-only tier for SFO airport team members.
Manage your medical benefits.
Create an account at kp.org/registernow or the Kaiser app (see links below) to view your plan coverage, search for in-network providers, access your digital ID card, and more!
Gold Plan
Gold Plan
This is our richest, but also most expensive, medical plan option.
You'll pay copays for office visits and prescription drugs.
This plan has no deductible. You'll pay 20% coinsurance towards all costs for major medical care.
Manage your medical benefits.
Create an account at kp.org/registernow or the Kaiser app (see links below) to view your plan coverage, search for in-network providers, access your digital ID card, and more!
2024 Kaiser California - Team Member Contribution Rates
Semi-Monthly Rates
2024 California Semi-Monthly Rates.pdfBiweekly Rates
2024 California Biweekly Rates.pdfSFO Semi-Monthly Rates
2024 SFO Semi-Monthly Rates.pdfSFO Biweekly Rates
2024 SFO Biweekly Rates.pdfPlan Documents - 2024 Kaiser
The links below will take you to the detailed plan grids & benefit summaries for each of our medical plans. If you want additional details, a copy of the Summary Plan Description, or have specific questions, please contact the Benefits Team via JIRA ticket.
Summary of Benefits & Coverage
Detailed Benefit Plan Summaries
Helpful Information
Telemedicine
Save time and money by conducting a virtual visit from the comfort of your home, at the office, or on the go! All CLEAR medical plans include coverage for virtual visits so you can connect with a doctor via phone or video chat 24/7. All CLEAR medical plans include coverage for virtual visits or telemedicine. Learn more below.
Many of Kaiser’s primary care, specialty care and mental health services are available for appointments by video or phone in addition to in person . Review available telemedicine options here. You will need your Kaiser member ID to access services.
Don’t have your Kaiser ID card? Follow instructions here to register with Kaiser and access your digital ID card
Mental Health Options
Today we are living in an environment of constant change that has resulted in an escalating trend of emotional distress and negative impact on individuals. Here are some beneficial resources for you and your loved ones.
kp-mental-health-flyer.pdfFlu Shots
All team members are strongly encouraged to get their annual flu shot.
It's important that you get your annual flu shot to help protect yourself and others around you. Protecting yourself from the flu with a flu shot helps reduce your risk of serious illness and hospitalization.
60491809NTL-Flu-Vaccination-Fact-Flyer-CM-NTL-2016-Flr-r1d-kw.pdf